Affinity & Warranty

Extended Warranty

Our highly experienced team’s strength lies in the creation of bespoke solutions where technical complexity is required.

From automotive to consumer electronics, through to heavy plant equipment, mobile phones, computers and far beyond. The only real provision is that the products are of a mechanical nature.

    • Motor vehicles

    • Motor bikes/scooters

    • LCV/vans & Trucks

    • Tyre cover

    • White goods (refrigeration, cooking & washing appliances)

    • Brown goods (audio/visual equipment)

    • Technology (computing)

    • Portable electronic gadgets

    • Computing for consumers, education and business

    • Construction equipment

    • Agricultural equipment

    • Garden machinery (Lawnmowers etc.)

    • Hand-held power tools

    • Furniture

  • Up to 5 years initial term.

Affinity

Our affinity products are designed for group schemes and partnerships. We offer tailored cover for weddings and bicycles, providing practical solutions for everyday needs. We’re always open to new ideas for bespoke schemes, so please get in touch if you have something in mind.

    • Cancellation

    • Failure of suppliers

    • COVID cover

    • Illness/death

    • Theft

    • Accidental Damage

  • Repairs and replacements up to the original price paid on all of the above.

  • Up to an initial 3 year term on all risks.

Guaranteed Asset Protection (GAP)

This product is specifically designed for the Auto market. GAP covers are defined as covering the monetary shortfall that may arise following a total loss settlement under a primary motor insurance policy to a policyholder. GAP insurance is designed to bridge the gap between financial loss.

  • In finance GAP, this covers the element between the Motor Road Risk settlement and any outstanding finance settlement due on the vehicle – so clearing the debt (to the maximum payout available).

  • This coverage is for the difference between your Motor Road Risk insurance payout and the amount you originally paid for the vehicle, as shown on the customer invoice (with certain restrictions – see policy wordings).

  • This coverage is designed to put the customer back into a replacement vehicle of the same make/model (or its nearest equivalent if no longer produced).

  • White Oak are unable to provide cover for vehicles used for competition, trial, track-days, rallying, racing, pace making or off-road use, or used for hire or reward, transportation of goods, driving schools, delivery courier and emergency or recovery.

Cosmetic Insurance

Our affinity cosmetics insurance product covers minor damage such as scratches, scuff, chips and dents. It’s designed to help maintain a vehicles appearance without the need of making a claim on the primary motor policy.

    • Keycare

    • Tyre & Alloy

    • Car Excess Insurance

  • Worldwide.

Contact Us

Stuart Turner

Head of Underwriting - Warranty